Of Special Interest
Filters
- Newslink Trends-The Global Strategic Perspective
- Newslink Global InsuranceTrends-Editor's Weekly Highlights
- West and Central Europe-Insurance Newslink Global Trends-Editor's Quarterly Highlights
- 2022-Collaboration the key to the Climate Change challenge and an opportunity for the global insurance market
- "It's All About the Customer" the theme for the latest IBM/Shillito white paper
- Guidewire strategy hitting the hot spots
- Timely webinar on Digital Transformation progress and potential in the insurance markets
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's New Year Thoughts
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly HIghlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly HIghlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink GlobaI Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insuraance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weeekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weeekly Highlights
- Newslink Insurance Global Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global InsuranceTrends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly HIghlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global InsuranceTrends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Insurance Global Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Edtor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Headlines
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global InsuranceTrends-Editor's Weekly Highlights
- Newslink Insurance Global Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Insurance Newslink Global Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editors Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Insurance Newslink Global Trends-Editor's Weekly Highlights
- 2021-A year of change and opportunity?
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Trends-Editor's Weekly Highlights
- Newslink Insurance Global Trends-Editor's Weekly Highlights
- Insurance Newslink Global Trends-Editor's Weekly Highlights
- Newslink Insurance Global Trends-Editor's Weekly Highlights
- Newslink Global Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor' Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Insurance Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Insurance Newslink Global Trends-Weekly Editor's Overview
- Insurance Newslink Global Trends-Editor's Weekly Overview
- Newslink Insurance Global Trends-Editor's Weekly Overview
- Newslink Insurance Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Sequel at an exciting time in its development
- Lloyd’s takes action to accelerate transition to sustainable economy
- CII progressing on all fronts
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global InsuranceTrends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global InsuranceTrends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurane Trends-Editor's Weekly Overview
- Newslink Insurance Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Insurance Newslink Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global InsuranceTrends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Review
- Insurance Newslink Global Trends-Editor's Weekly Overview
- Insurance Newslink Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Insurance Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Insurance Newslink Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Insurance Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Insurance Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Overview
- Duck Creek Technologies builds up presence in the EMEA region
- Novidea breaking the mould
- Newslink Insurance Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Review
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Market Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- 25 years of Insurance Newslink-50,000 linked articles. Keeping up with global insurance market and InsureTech trends in context-hindsight, insight, and foresight
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Interview:The Chartered Insurance Institute-a moving experience
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Insurance Newslink meets with digital insurance thought leader Denise Garth
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-This Week
- Newslink Global Insurance Trends-The Week
- Insurance Newslink drops in for a Guidewire update
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Insurance Global Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-a year of continuing change ahead
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Analytics for Insurance-The Real Business of Big Data
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Interview: A Catalyst for Change at the CII
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends
- 4th Annual Insurance AI and Analytics Europe Conference
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Interview: CSC/Xchanging settling down well
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Interview: Guidewire powers ahead across Europe
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- CII launches Strategic Manifesto 2021 Roadmap with emphasis on building public trust in insurance
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Interview-"New" Sequel spreads its wings
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- London Market and other insurance centres worldwide reviewed from an historic, current, and future prospective post-Brexit
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Interview-Xuber increasingly making its mark
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global InsuranceTrends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Transformation progresses at IBM with the global insurance market as a focus
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- " Empowering the Commercial Lines Underwriter"-a new FirstBest/Shillito white paper
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- LMG announces major steps forward following the London Matters research
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- NewslinkTrends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- NewslinkTrends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- NewslinkTrends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends:Weekly Global Insurance Analysis
- London Market Group outlines five key initiatives for 2015
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Opinion: Transforming data into intelligence-the insurance industry's challenge
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- NewslinkTrends: Weekly Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- NewslinkTrends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- NewslinkTrends: Global Insurance Analysis
- Newslink Trends-Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- NewslinkTrends:Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- London Market under threat says LMG/Boston Consulting global research report
- Newslink Trends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- NewslinkTrends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- NewslinkTrends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- NewslinkTrends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- European insurers analytics survey indicates progress and trends
- Newslink Trends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- NewslinkTrends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Big Data-a challenge but an opportunity to differentiate
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Interview: Xchanging-providing a global platform adapted for local markets
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Interview: Customer experience emphasis at Pegasystems
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- SAS-a hybrid analytics approach to fighting insurance fraud
- Creating an environment for improving and widening decision making
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
18th January 2012
Deloitte publishes 2012 Global Insurance Outlook report
Ongoing global economic challenges will make it difficult for insurers to generate growth and profits over the short and long-term, according to a new report from Deloitte assessing the insurance industry's prospects for the New Year. However, by focusing on strategic growth opportunities, operational excellence and innovation, insurers may still achieve their goals, according to Deloitte's "2012 Global Insurance Outlook: Generating growth in a challenging economy takes operational excellence and innovation," released yesterday.
"Global economic doldrums, low interest rates, persistently high unemployment and a sluggish housing recovery have created challenges for insurers," said Rebecca Amoroso, vice chairman, Deloitte LLP and insurance sector leader. "Yet even in such uncertain economic times, there are opportunities to generate profitable growth by attracting new customers and growing market share through product development, distribution and marketing reevaluation, and reinventing the customer experience. At the same time, insurers must keep transforming their operations to improve margins and drive more profit to the bottom line by adopting new technologies and management strategies to squeeze unnecessary costs out of the system, as well as employ their people and capital more productively."
Sam Freidman, Deloitte's insurance research leader, adds "While achieving growth, operational excellence and innovation in such a difficult economic and competitive environment might be easier said than done, opportunities are available for insurers that can seize the moment. There are many options insurers might consider to grow even in the toughest of economies if they can overcome the obstacles they face."
Trends, obstacles and challenges insurers will face in 2012, according to Deloitte's report, include:
-Market Outlook
Property and casualty insurer top lines will benefit from rising prices prompted in part by high 2011 catastrophe losses and subsequent hikes in reinsurance premiums. In personal lines, auto and homeowners carriers have both consistently seen higher, loss-driven rates while the soft market in commercial lines appears to have bottomed out with carriers and brokers reporting significant premium increases on renewals.
While variable annuity sales are growing, products with structured guarantees may continue to struggle in the low interest rate environment. Whole life insurance sales are on the rise, but there are fundamental, longer-term challenges confronting life carriers as they try to reverse declining penetration rates, and modernize and streamline marketing, sales and distribution.
Overall, there are opportunities for annuity growth as more consumers seek retirement income options. Life insurance carriers have a large uninsured and underinsured population to target.
-Generating Growth
Target emerging markets: With developed economies failing to deliver consistent, large-scale growth, insurers may consider entering emerging markets including China, India and Brazil, where the financial security demands of an expanding middle class could provide significant growth opportunities. Insurance penetration rates in 2010 reveal the ratio of non-life insurance premiums to gross domestic product (GDP) is just 1.5% for Brazil, 1.3% for China and 0.70% for India. By comparison, the penetration rate is 4.5% for the US, 4.1% for Canada and 3.1 to 3.7% for major European countries, according to Insurance Information Institute.
-Mergers and acquisitions
Mergers and acquisitions volume increased in 2011. However, deals tended to be strategic, niche acquisitions with buyers adding new product lines and distribution channels, and expanding geographic reach into emerging markets. With more carriers undergoing strategic reviews for potential mergers and acquisitions, there is potential for an uptick in bigger deals in 2012, particularly if organic growth remains challenging over the short-to-medium-term.
-Operational Excellence
Regulatory change: Policyholder protection takes on increased importance for the new US Federal Insurance Office as it reports to Congress by 31st January 2012 about insurance regulation and potential federal oversight protection for consumers. Solvency concerns and efforts to address them have slowed, while certain insurers may face increased regulatory burdens if designated as a nationally or globally Systemically Important Financial Institution.
Enterprise risk management: Many insurers are integrating enterprise risk management into their standard operating procedure while spreading ownership of risk throughout the strategic decision-making process. There is also an increased emphasis on governance, infrastructure and disclosure over quantitative modelling. Considering "Black Swan" events and tax risks is also a priority.
-Spurring Innovation
New products: Emerging property and casualty exposures are prompting coverage for cyber-liability, green construction, nanotechnology, global political risk, and professional liability associated with new regulations. New personal line products offer private unemployment insurance, as well as protect homeowners whose home values decline below their mortgage. More life and annuity hybrid products are emerging to meet multiple needs, such as incorporating a long-term care benefit into a life or annuity product or combining term and universal life policy attributes.
Predictive analytics: Social media appears ripe for analytic scrutiny. Many insurers have a presence in social media communities, but they have yet to evaluate the impact of their efforts and benchmark their work against competitors. Analytics can also be used to gather cross-selling insights about buyer needs, providing an advanced form of customer relationship management throughout the customer's life cycle.
A copy of the report is available on Deloitte's Web site at: www.deloitte.com/us/insuranceoutlook2012.